Critical Illness Insurance

What is Critical Illness Insurance Cover ?

A critical illness insurance cover, often referred in laymen language as Critical Illness Insurance, refers to the insurance benefits you receive to deal with life-threatening critical illnesses and various lifestyle diseases. Critical health issues like Cancer, Stroke, and Kidney failure require comprehensive treatment, which can take a toll on your finances are often covered in the Critical illness Insurance Cover in addition to the base plan which provides a life insurance cover.

According to the World Health Organization (WHO)

Cardiovascular diseases, cancer, stroke, and chronic obstructive pulmonary diseases are significant health ailments in India that require critical illness coverage.

The need for having critical illness insurance cover can be realized from the fact that these illnesses impact vital body parts, such as the brain, lungs, and heart. Because of negligence and lack of pre-emptive health checkups, the diseases continue and later requires comprehensive treatment. With a critical illness insurance cover, you can easily avoid facing any financial burden while getting the necessary treatment.

Who All Can Buy Critical Illness Insurance Cover ?

The minimum entry age to purchase this critical illness and disability insurance rider is 18 years. While the maximum age of adding critical illness cover is 65 years, Both male and female buyers can opt for the critical illness cover at the same premium rates while purchasing base life insurance plan.

What is Term Insurance with Critical Illness Insurance Cover ?

You can choose Critical Illness and Disability Rider with Term Life Insurance with various life insurance policies. The benefits under these policies include financial security to your family in case of your unexpected demise, wealth creation, retirement planning, and more.

The Critical Illness Insurance cover provides you financial security against various life-threatening health conditions such as kidney failures, cardiovascular diseases, and cancer. The critical illness insurance cover includes a lump sum payment in case you are diagnosed with a listed illness. This way, you can take care of healthcare and other miscellaneous expenses without draining your savings.

To Know more about Health Insurance plans, you can directly interact with us at +91-9109114545.